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Retiring Before Your Time

When most of us take a trip, we make a plan so we can enjoy the journey. When you hop into the car for a drive, how much more scenery do you take in when you know where you going as opposed to anxiously guessing where the next turn will be? A key part of …

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Inflation in Retirement- Higher and Higher

As much as our clients do, we enjoy exploring the optimistic portions of retirement income planning. It’s exciting to think about the possibilities ahead. With minimal hyperbole, we describe entering retirement as the second biggest opportunity (after leaving school/entering adulthood) to define your future. Regretfully, part of the planning process necessitates addressing the possible risks …

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18 Risks You Face In Retirement

Planning IN retirement is not the same as planning FOR retirement. Once you quit the rat race, you generally have a different set of concerns than when you were working. And even when the same concerns do remain, the solutions, many times, are different. Planning for retirement revolves around building up your assets, whereas the …

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Retirement Income Puzzle

“I have to admit, at first, it was really overwhelming, and I would get stressed about putting things together. Now, it’s like trying to figure out a puzzle piece, and I love that.”  – Selena Gomez Planning for retirement is easy. Well easier than planning in retirement, at least. When saving for retirement, “all” you …

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4 Ways the SECURE Act Affects You

The Setting Every Community Up for Retirement Enhancement Act of 2019 (aka The SECURE Act — how they seem to reach at times to make the acronyms fit), has finally become law. The SECURE Act has several provisions in it, some encourage small businesses to start offering retirement plans to their employees, and other provisions make tweaks …

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Will Social Security Go Bankrupt?

And keep your retirement; And your so-called Social Security – Merle Haggard (Big City) I am a huge Merle Haggard fan, but I must admit this may be the worse financial advice ever mentioned in a song.  Social Security is the bedrock on which our retirement income is built.  How important is Social Security?  A …

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